Loans
At Business Initiatives – we assist all types of borrowers including investors, home buyers, businesses and the self employed. We offer clients a free Mortgage Health Check to see if we can save them money on their current loans.
We offer a comprehensive range of equipment and vehicle finance including leases, chattel mortgages and hire purchase. Being Chartered Accountants we can structure the facility to save you tax at no extra cost.
We tailor finance packages to suit our client’s needs, not the banks’. We will bend over backwards to find the best finance package for you in the market place by using our hi-tech, state-of-the-art systems. Our software allows us to give instant quotes for all loan types – try and get that from your bank!
Our service is FREE as we are paid a commission from the lenders for referring your business to them.
Our accredited consultants are available 7 days a week, and can come either to your home, office or at a mutually agreed location.
Best of all at Business Initiatives we have trained professionals that can advise on how your loans should be structured so that clients can obtain full tax benefits.
LOAN PRODUCTS
| Home Loans |
Purchase a new owner occupied home or refinance your existing home loan
|
| Investment Loans |
Purchase a new investment property for rental or re-sale |
| Lines of Credit |
Establish a portfolio of various investments or purely for personal use |
| Business & Commercial |
Cash flow funding or purchase a commercial property |
| Car & Equipment Finance |
Chattel Mortgage over a specified period of time, usually 5 years, to fund purchases for business use ie: motor vehicles, fork lifts, trucks etc. |
| Superannuation Home Loans |
Purchase of property which will be placed into a Self Managed Super Fund |
| Margin Lending |
Lending against a clients share portfolio up to a specified loan value ratio |
| Reverse Mortgages |
Retirees / Pensioner loans for any worthwhile purpose |
| Bridging Loans |
Loan for those who want to purchase a new home while but don’t have the funds as their current home has not been sold |
| Lo Doc Loans – Self Employed |
For Self Employed clients who don’t have financials completed and wish to borrow funds for any worthwhile purpose |
| Family Pledge Loans |
Loans which can assist first home buyers or investors who have good income streams but no equity or savings available |
| Deposit Power Bonds |
Deposit made available to purchase a property until a clients funds being held in a high interest account reach maturity, Very useful for clients bidding at Auction. |
If you are interested in obtaining a loan, please either contact us or fill in your details on our Free Health Check Form and our finance expert will get in contact with you to discuss your needs.