LIFE – TRAUMA – TPD – INCOME PROTECTION
Pays a lump sum of money to your family to pay out debt, education, future income needs and other necessities.
Total & Permanent Disability (TPD)
Similar to Life Cover, this pays a lump sum. This is paid if you are totally and permanently disabled, and is generally used to fund your home and lifestyle commitments.
If you are diagnosed with a serious illness, the nominated insured amount is paid to you or your family.
If you are unable to earn your full income due to sickness or injury (employed or self employed), you can be paid up to 75% of your income.
Keyperson and Buy/Sell Insurance
Did you know that if you are in a business partnership and one of you dies or becomes disabled, that share is transferred to your estate? This means the spouse of that partner now has full voting & income rights for that share of the business. Are you confident you can work with your business partner’s spouse?
We can help you with all aspects of protecting you and your business in the event that something happens to you or your spouse. Contact us for a free comparison to what you have with your current provider and advice on how you could be better covered.
If you are interested in obtaining an insurance quote, please contact us on 8431 7444 to discuss your insurance needs.