Refer A Friend

We Are Open For New Business

From now until the 30th of September 2017 if you refer a friend to Business Initiatives and they take up one of our services we will send you a $100 Coles Myer gift card!

This offer applies to ALL our services so, if you know of someone who needs accounting, financial planning, insurance or a loan we would love to see some new faces and reward you in return!

We are open for new business and looking for quality clients

Please ensure you read the below terms and conditions. You must meet all criteria to be eligible for the voucher.

Terms and Conditions:

  • The client you refer to us must engage one of our services (Accounting, Loans, Financial Planning or Insurance).
  • The referral cannot be an existing client or spouse and must not have been a prior client of Business Initiatives.
  • Gift cards will not be posted until after the 30th September 2017.
  • For each new client you refer you will receive $100 voucher.
  • Please ensure the person you refer mentions your name to receive the voucher or advise us by email:
  • Business Initiatives reserves the right to determine whether the referee has met all of the terms and conditions of this promotion
  • This scheme will run from the 8th August 2017 until midnight on the 30th September 2017. Any referrals made after this date will not be eligible for this gift.

2017 SA State Budget Update

The 2017-18 South Australian State Budget was passed down on June 22, 2017 which included the following Budget Measures Bill 2017:

Job Accelerator Grants
From 1 July 2016, payments will be increased by up to $5,000 for businesses that hire apprentices or trainees and will be backdated to 2016.

Off-the-plan stamp duty
From 22 June 2017, the off-the-plan stamp duty concession of $15,500 will be extended until 30 June 2018 but will be retargeted so that it no longer applies to foreign purchasers.

First Home Owners Grant
From 22 June 2017, a $10,000 grant will be provided to eligible off-the-plan apartment purchasers where the contract is entered into between 22 June 2017 and 30 September 2017.

First homebuyers who want to buy an apartment in the city will now be able to get up to $40,500 in assistance.

Land Tax Exemption
From midnight 30 June 2017, a five year land tax exemption will apply to eligible apartments bought off-the-plan where the contract is entered into between 22 June 2017 and 30 June 2018.

Payroll Tax
From 1 July 2017, the Payroll Tax rate for small businesses will be lowered to 2.5%.

Stamp Duty Surcharge
From 1 January 2018, a stamp duty surcharge of 4% will apply to foreign purchasers of South Australian residential property.

Stamp Duty Transfer
As per the changes made in the 2015 State Budget, from 1 July 2017, the stamp duty transfer of a commercial property will be reduced by two thirds. Commencing 1 July 2018 stamp duty transfer on a commercial property will be abolished.

To discuss any of these changes and how they will impact you or your business please contact our office on 08 8431 7444 or send us an email at

How does a car cost you more on 0% interest rate?

We recently had a client who contacted us about this fantastic deal that they were getting on their new car finance. He said ‘they are not charging me any interest at all.’ Naturally we were sceptical. We did some further investigating and yes he was generally paying no interest on this loan.

After a few days of doing some research we rang him back to advise we could SAVE him money on the deal he was being offered from the dealership. HOW? We found that the same car could be purchased at a lower on road cost and if we did the finance using standard interest rates his total payments at the end of the finance would be less than the original on roads cost he was being charged with their “0%” interest rate.

If you are being quoted a deal that seems ‘too good to be true’ – it probably is. We also found this article to be quite interesting and supports our findings:  Click Here to Read More 

Make a booking with our office to discuss all of your equipment finance needs.

Book Now

The Value of Financial Advice

At Business Initiatives, we believe that the right kind of financial advice can really make a big difference. Financial advice can give you confidence that your future plans are achievable. If you’re not on track to achieving your goals, it can help you put the right strategies in place, or come up with more realistic goals.

Having an experienced and qualified Financial Planner can help you to:

  • Clarify what you want to achieve;
  • Define what steps you need to take;
  • Provide well researched appropriate recommendations;
  • Help you implement these decisions; and
  • Provide ongoing monitoring and coaching of your strategies and investments.

Research shows professional financial advice can help give you greater peace of mind. As financial advisers we are there to help you reach all of your retirement lifestyle goals, not just look after your investments.

Professional financial advice can help you confidently navigate each stage of your life, creating and protecting wealth from the beginning to the end of your employment and providing an income stream into retirement. We look to help you make the correct decisions to maximise your financial outcomes. Much of our value comes from providing a disciplined approach to customers’ financial planning needs.

If you have a financial goal in mind, it will be easier to develop an appropriate investment plan. Think about what you want and why, and set a timeframe to achieve each goal. Then you can measure all investments against your plan.

Financial advice can help you:

  • Set and achieve your financial goals;
  • Make the most of your money;
  • Get any government assistance you’re entitled to;
  • Feel more in control of your finances and your life;
  • Avoid expensive mistakes; and
  • Protect your assets.

We know that the right advice makes all the difference; all you need to do is ask us how we can help you. Call us on 08 8431 7444 to see how we can help

Spring/Summer Property Workshops

Property Initiatives is pleased to announce that our Spring / Summer workshop series is now set and scheduled for the remainder of the year.

Clients of Property Initiatives will be presented with the opportunity to participate in these new informative and educational workshops free of charge.

Some of the upcoming workshops include:

  • Managing your Property Portfolio
  • Property Accounting and Tax
  • Property Investment Strategies
  • Purchasing Essentials
  • Financial Planning including SMSF, Super and Insurance

Over the past few years, I have assisted hundreds of clients purchase their first investment property. Many of these clients have now gone on to accumulate multiple properties and build a really strong property portfolio. Our next workshop, Managing your Property Portfolio aims to provide you with the skills, knowledge and practical information to effectively assist you with managing your portfolio on an ongoing basis. This workshop will benefit both the experienced investor or clients who have yet to secure their first investment.

This workshop is scheduled for Tuesday September 20 and will be delivered via our virtual classroom program – Go To Meeting.

Keep an eye on your inbox for further details relating to this workshop and all our upcoming workshops for 2016.

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