Business Initiatives offers financial security for you and your family by starting a conversation about your financial position and the amount of coverage you need to protect your family in the event if the unexpected.

Setting up a contingency plan, enables you and your loved ones to negotiate life's curveballs. If you are unable to work, have an accident, or worse, your plan can help you and your family by removing the financial burden these events can cause.

Income Protection

Income protection helps by replacing up to 75% of your income if you are unable to work due to sickness or injury. It covers you 24/7 anywhere in the world.

Life Insurance

Provides a lump sum payment on your death so that the family you leave behind does not need to struggle financially.

TPD Insurance

Provides a lump sum payment in the event you are totally and permanently disabled. This money is typically used for ongoing medical care and costs.

Professional Indemnity

PI Insurance covers legal costs and expenses incurred in your defence as well as any damages or costs that may be awarded. Great for businesses who provide advice, service or design.


Michael Farmer

Financial Planner
Michael joined Business Initiatives in August 2016. He is a Certified Financial Planner and has been helping his clients improve their financial position since 2003. Michael has experience in all areas of financial planning and has specialised in pre-retirement planning, minimising tax, insurance and growing his client's wealth.
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Michael Alcorn

Financial Planning Assistant
Michael began working for Business Initiatives in April 2017 as Administration Assistant to the Financial Planner. Since completing High School he has continued to study and completed a Diploma of Financial Planning in late 2016.

Give us a call

Our team is here to help you to protect you and your family from the financial consequences arising from death, accidents or illness.

If you would like to speak to our Financial Planner, Michael Farmer, please call 0884317444 to arrange a no obligation consultation.

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08 8431 7444

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20D William Street

PO BOX 4118

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