Self Managed
Super Fund Loans

Invest in real estate and grow your retirement nest-egg with a super fund loan!

Did you know?

SMSF loans can help you invest in residential or commercial property if you don't have the funds in your SMSF to buy an investment property outright.

Our loan specialists are able to secure the right loan for you that will work in harmony with your SMSF, enabling you to leverage the power of your super by tapping into our expertise in home finance and property investment.

An SMSF loan is a home loan used by a self managed super fund to buy an investment property. The returns on the investment - whether that's rental income or capital gains - are funneled back into the super fund, increasing your retirement savings.

Talk to one of our specialist lending managers today about how our flexible SMSF loan products could be an ideal way to reach your funds investment goals.


Save with the lowest available rate


Interest rates from


Comparsion rate*

The comparison rate displayed is based on a loan amount of $150,000 over a 25 year term. Interest rates are correct as of 17/03/2022 and subject to change at any time. Warning: This comparison rate may not include all fees and charges and is only true for the example stated. Conditions, terms, charges and fees apply and your complete financial situation will need to be assessed before acceptance of any proposal or product. Refinancing $6000 cash back terms & conditions apply.

Benefits of borrowing through your SMSF to buy your own rooms

  • the SMSF is potentially a more tax-effective structure;
  • your business doesn’t tie up capital in the property, because the SMSF is doing so;
  • in the event of financial difficulty, there may be some protection for your SMSF investments.

Read the fine print? SMSF loans can’t be used to pay for renovations that increase the property’s value, these works can be funded by money already in the fund and not borrowed money. Be sure to choose the right loan and property from the start.

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Chris Sedgmen

Finance Manager
Chris Sedgmen has worked in the Property and Finance industries for over 14 years as a Mortgage Broker, Advisor, Coach/ Mentor and Property Investor. He is accredited with 40 lenders.
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Zoe Short

Finance Broker
Zoe joined Business Initiatives in May 2017 as a Finance Assistant, since then she has advanced to a qualified Finance Broker. She has an extensive knowledge of asset finance, commercial, residential and personal finance.

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